FAQ
What is the 4% rule?
It's a rule of thumb suggesting you can safely withdraw 4% of your retirement portfolio annually without running out of money for 30 years.
Why factor in inflation?
Inflation reduces purchasing power. The income you need today will cost much more in the future.
What if I have a shortfall?
You can increase monthly contributions, retire later, or adjust expectations.
Are taxes included?
No, this tool provides pre-tax projections.