ADVERTISEMENT
Top Leaderboard Banner Slot (728x90 / Mobile 300x250)
Net Worth Calculator
Assets (What You Own)
Liabilities (What You Owe)
Total Assets:
Total Liabilities:
Debt-to-Asset Ratio: %
Formula:
Net Worth = Total Assets - Total Liabilities
Debt-to-Asset Ratio = (Total Liabilities / Total Assets) × 100
Net Worth = Total Assets - Total Liabilities
Debt-to-Asset Ratio = (Total Liabilities / Total Assets) × 100
Examples
- Example 1: $100k Assets, $20k Liab → $80k Net Worth.
- Example 2: $50k Assets, $100k Liab → -$50k Net Worth (Negative).
- Example 3: $0 Liab → Net Worth equals Total Assets.
Advertisement Placeholder
FAQ
Why is Net Worth important?
It is the best indicator of overall financial health.
Is negative net worth bad?
It's common for students or new grads with loans, but the goal is to grow it positive over time.
Should I include my car as an asset?
Yes, at its current resale value, especially if you have a loan against it.
What is a good Debt-to-Asset ratio?
Generally, a ratio below 50% is considered healthy depending on your age and goals.